Contractor estimate red flags to clarify before signing
A red flag is a reason to pause and ask for clarity, not proof that a contractor is dishonest. The strongest questions are specific enough to be answered in writing.
A large payment before visible progress
Ask what the payment buys, whether ordered materials are identified, and whether later payments can follow completed milestones. The FTC warns against paying the full project amount up front; local deposit rules vary.
Scope written as a broad label
“Kitchen remodel” is not a scope. Look for demolition, protection, preparation, installation, finish work, cleanup, and explicit exclusions.
Allowances without specifications
An allowance needs an amount and enough detail to compare bids. Ask what happens when the selected material costs more or less.
No completion target
A start window alone does not tell you how long the disruption may last. Ask for a target duration and the conditions that can change it.
Changes without written approval
Extra work should have a clear process for describing the change, price, and schedule impact before work begins.
The homeowner is expected to handle every permit
Permit responsibility and requirements depend on the job and location. Ask who determines what is required and who closes inspections.
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